Householder's/Houseowner's Comprehensive Policy
This form of policy is tailored to the needs of individuals and can be taken out by both individual and corporate bodies for the benefit of specific employees especially the executive management.
The policy's scope of cover is very wide and it includes all the range of perils highlighted under the Fire/Extraneous Perils policy above as well as loss or damage resulting from theft.
It also provides, as an option, a personal liability cover of up to 200,000.00 in respect of each individual whose property is covered under the policy.
Items usually covered under the policy are as follows:
- Personal Effects
- Jewelry and Precious Articles